I Want a Lower Rate
I have been working to try to lower my debt for the last few years. I just really want to be able to do what I need to do but not have to worry about money all the time. It seems that I have friends who just do whatever they want when they want to. I know that I don’t need to be careless about my spending. It would just be nice to have some spare money to do a little something extra every now and then. One of the things that will get me there is going to be when I consolidate bills. After that is done I’ll be able to see where I stand.
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